Why Life Resource Planning?

Most people believe that they will live a long, healthy and happy life and delay the inevitable consequences of growing older. We all think there is plenty of time to plan for our future care until one day, the future arrives and reality sets in. We begin to realize health is failing, savings and investments dwindle and our independence is in jeopardy.

Understanding the natural progression of long-term care and the resources available to help can be an invaluable asset to a family or individual who has an immediate eldercare need or will someday in the future.

Long term care refers to a broad range of supportive medical, personal and social services for people who are aging or unable to provide for their own needs for an extended period of time. This need for eldercare may be caused by accident, illness, dementia, stroke, depression, age, or frailty.

The need for long term care will happen to 3 out of every 5 people. Unfortunately, there is a pervasive and appalling lack of planning for long term care in this country. Paying for this care can be devastating for those who are not prepared.

Family caregivers, as well, suffer from a lack of planning by their senior parents. Caregivers often suffer from overwhelming physical and emotional stress, caregiver burnout and all too often, long-lasting family disputes and disagreements. Some even end up paying large amounts of their own money for their parents care.

All elderly people, regardless of current health, should have a long term care plan in place. Dealing with the issues that surround long term care can be the greatest crisis an older person will ever face. With the need for care, the elder loses his or her grasp on the three most important lifestyle concerns in old age;

  • Having enough money
  • Remaining Independent
  • Maintaining good health


What is Life Resource Planning?

Life resource planning is unique solutions based approach, combining a team of specialists who help aging seniors plan for their final years of life. The purpose of a Life Resource Plan is to provide advice, direction and strategies for dealing with the pressing problems faced by aging seniors. A Life Resource Plan will provide personalized advice and solutions, based on your needs, goals and desires, for your financial, legal, care support and legacy needs by examining any number or all of the following:

  • Income
  • Assets
  • Health
  • Support
  • Shelter



A Life Resource Plan will provide recommendations pertaining to any or all of the items outlined below that may be unique to your situation.

  • Identify Government Income and Care Support Program
  • Protect and Preserve Assets and Legacy
  • Reducing Your Tax Burden
  • Facilitate Favorable Outcome for Health, Medical Issues and Final Preparations
  • Maximize Family and Community Support
  • Find the Right Living Arrangements



A completed Life Resource Plan will provide you with a 27 page report that will outline this information and provide you with a continuum of care plan designed to meet your individual needs, goals and desires. In addition, a Life Resource Plan may identify the need for specific products or services to assist the senior in meeting their needs, goals and desires.

To see if you or a loved one could benefit from a customized Life Resource Plan, tailored to your own specific needs, goals and desires, contact our office to schedule a no obligation pre-planning consultation.